There are about 6 million car accidents every year in the United States. This means that you are likely to get into a car accident at some point in your life. If this does happen to you, you need to know how to handle it properly. Too many people make simple mistakes in car accidents that end up costing them dearly. Before you get into a car accident, here are three things that you need to do.
1. Gather Information from the Other Driver
After you’ve ensured that everyone is safe, it’s time to get the information that you need. Get the other driver’s contact information and insurance information. Also, take down the make and model of the car as well as the license plate number.
Also, keep in mind that about 16% of drivers on the road are driving without insurance. Make sure that you verify the other driver’s insurance information so that if the driver is one of this 16%, you will learn as quickly as possible. In a situation where you are doubtful of the driver’s insurance, call their company to see if they can give you that information.
2. Get Witnesses
Many times, it will be your word versus the other driver’s word. This can make it difficult for the insurance companies to determine fault. To make it easier, ask for people who saw the incident to stop and provide a witness statement. Of course, get a police statement with as many details as possible as well. The more accounts that you can give the insurance companies in your favor, the better! If you need to hire an attorney you will also need as much information as you can get.
3. Go to the Doctor
You may not feel injured at the moment, but you should get examined by a medical professional to determine any possible damage that could have occurred. Many people feel fine due to shock. Other people may think that they are fine only to feel the pain later that day.
If you are experiencing even a bit of pain or discomfort, definitely get a physician to examine your condition. If you do not go to a doctor, you may have trouble proving that your injuries developed as a result of the accident. If you were injured in the accident, it should be fully covered by the responsible party’s insurance.
Accidents can be a literal and figurative pain, but you can make the process better by managing the ordeal properly. Yes, you may have to spend some time talking to the other driver, insurance companies, and doctors, but it will be worth it in the long end!